Shopping online offers convenience that is very valuable in this day and age. Not only does it allow you to avoid crowds, it also saves you gas money and frees up your time so you can do something you actually enjoy. It is not without its nuances, however. Keep reading to find out the ins and outs of online shopping.
When you are shopping online, make sure that you are only shopping on secure websites. Look in the website URL and it should display “https” instead of the usual “http” at the beginning. Always have an up to date copy of anti-virus running on your computer as well. This will ensure that you have a safe online shopping experience.
When shopping online, use a credit card rather than a debit card. This is because credit cards are based on your credit, not the amount of money in your bank account. If a internet hacker gets your banking information, they can completely ruin you within a matter of hours.
Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you’ve submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items’ status or correspondence with the company regarding your orders, too.
When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.
Don’t give any information to sites you don’t know and trust. Make sure there are security measures in place. Look for certificates from Cybertrust, Verisign and the like.
Never make your final purchase without searching for coupon or promo codes. It takes just a few seconds to enter the store’s name and the words “coupon code” into a search engine. More often than not, you should be able to find coupon codes for a percentage off of your order, free shipping, or a fixed amount off of a large purchase.
If an online vendor asks for your social security number, do not make any purchases for them. While your credit card information is needed, there is no need for a company to ask for your credit card information if you are shopping from them. In fact, you should report any business that asks for this information to the Better Business Bureau.
The great thing about online shopping is that you can check out different sites before committing to a particular purchase. This allows you to compare prices from different online retailers. You might find that something that is out of your price range, is much more affordable on a different website.
Only shop at online retail sites that you trust. It is all too easy for someone to just create a storefront on the web with some product information to sell merchandise. Do some research on the retailer’s reputation before you provide any credit card information. This will help you avoid any scams out there.
Make sure that you use a secure internet connection when shopping online. If you will be shopping online, secure your internet connection by using a wi-fi password. If you use an unsecured wi-fi, people, who you may not want to have your personal information, can get your information without your knowledge.
Look for the security lock on your address bar to ensure the website is secure. That lock shows that the site is secure. Although nothing can be said for certain, being a little more safe never hurt anyone.
In order to be sure you are shopping online safely, it is important that you have the most updated version of your browser. Old, out-of-date browsers leave you more vulnerable to identity theft. Most browsers update themselves, but to be sure you have the most updated version, check your settings.
Dedicate one credit card to all of your online shopping. If you use many cards for online shopping it will be difficult to determine if any of them have been used fraudulently. However, if you have only one card that is used for online purchases, it will be much simpler to detect any unusual activity.
If you frequently shop online, it is a good idea to register with an online coupon service. These services are usually free, and keep a large database full of the latest deals, coupon codes etc. After registering, you will get email alerts informing you of the latest deals and coupons for your favorite stores.
Don’t give out your Social Security number when you shop online. Steer clear of any sites that require this info to buy from them. Your social security number is not a requirement for any sort of online purchase. If you do give away your social security number, you leave yourself wide open to identity theft.
Now that you know more about online shopping, you can see how easy it is. You can also see how it can benefit you. The next time you are in the market for just about anything, do a quick search online to find what you need. Then, enjoy the time you would have spent shopping by doing something you love instead.
