Though lots of folks enjoy walking the mall, many people now prefer to do their shopping in other ways. Online shopping offers convenience, savings and the ability to shop from home. No matter your reasons, the information in this article will help you save both time and money by shopping online.
Never try to shop directly from a link someone sent you in an email, unless it’s a widely known and respected site, like Amazon.com. Too many consumers get tricked into scams via hyperlinks in questionable emails. Visit the URL of the site mentioned in the mail, instead of clicking the link itself.
A reputable online seller should have a history that is recorded with the Better Business Bureau. Check with the BBB before you part with your hard earned money to see if there have been any major or continual complaints lodged against them. You don’t want to be spending your money with a company that fails to deliver.
When you are making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
Be wary of overdoing it. It is much easier to overspend when you are shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a limit and stick to it.
Make sure that you check your credit card bill will a fine tooth comb if you make a lot of purchases online. Many people fail to do this and they end up paying hundreds of dollars a year on charges that they did not authorize. This is easier to do if you use just one card for online purchases.
Never wire anyone money to make a purchase online. This is a method of payment that is used a lot by people looking to scam you out of your money. Using a credit card is better since you can lodge a dispute if your item is never received. Wiring the money offers you no type of protection.
If you are purchasing a common item, search between several websites to find the best price. This is much easier than price shopping at physical stores, since the information is only a click away. After doing this several times, you should start to notice trends in which wites offer the best deals..
Many of us have a favorite store – are you following your favorite store on Facebook and Twitter? If not, you should be! Companies often announce special offers or sales via social media sites, and by checking their Facebook page or Twitter account regularly, you may find some good deals that you otherwise would have missed out on.
Even if you choose to buy from a brick and mortar store, take the time to shop online first so that you can see what is available and what prices are standard. You can also read buyer’s reviews that can help you determine exactly which items you may want to avoid. A little research can pay off in saving and satisfaction.
Whenever possible, shop from your home computer rather than your smartphone. It is easier to get redirected to a scam site on your mobile phone, in part because URL addresses are not as lengthy. In addition, if you shop while you are out and about, you are using a public Wi-Fi connection. This makes it easier for hackers to get access to your credit card information, so you should avoid it if at all possible.
If you do not feel comfortable using a debit card or credit card to make online purchases, you could always use Paypal. When you use Paypal, the only information being sent to the vendor is your email address; they will take you money right out of your Paypal account. Check a site for this payment option before using them.
Use search sites geared towards shopping. It is easy to “Google” a product, but a nightmare to sort through all the results. When you use shopping specific engines like Shopstyle, you can search based off criteria centered around shopping. You can do searches focused on brands, styles and specific sizes, thus narrowing your results and saving time.
Many big retailers offer you the option of shopping online and having your items shipped to their brick and mortar store. This can be helpful when you are shopping for a hard to find item or are set on having a very specific item. The store can locate the item from stock in all of their stores and have it sent to their local store for you to pick up.
Use strong passwords for your online shopping accounts and for the email address connected to these accounts. Your birthday or your name is definitely not a good password. Choose a long password that includes different character types. Avoid using the same password for more than one site and do not save your credit card information on your online shopping accounts.
Try to shop securely. The first step is to buy from websites which offer secure connections, meaning their website URL starts with HTTPS. You should also be able to input your credit card information online. Any website which asks you to email it is insecure and should be avoided at all costs.
Buying products and services online is a great way to save money–you might also find yourself hooked for life! Just clicking your mouse brings you a whole world of items. Whenever you are aware of some key advice, you can be assured you are making the best choices when shopping online.
